Phone & Mobile Device Insurance | Metro by T-Mobile (2024)

Protect your device in case of loss, theft and other unexpected events life throws your way. You can enroll in PHP or PHP Device Insurance while making a qualified Metro by T-Mobile device purchase, finance, or activation. If you’d like to enroll after, or if you’re bringing your own device (BYOD), it must be within 30 days of your device activation and the device will need to pass a visual mechanical inspection at any Metro store.

Phone & Mobile Device Insurance | Metro by T-Mobile (1)

For a limited time, current and new Metro customer can sign up for phone protection from now through December 31.

Worry-free wireless

Get affordable deviceinsurance and mobilesecurity with
PremiumHandset Protection.®

See how to enroll Start a claim

Loss and theft

Being without your device is stressful enough. We've got you covered if it's lost or stolen.

Phone & Mobile Device Insurance | Metro by T-Mobile (2)

Major parts covered

Not only is your device covered, but so is the standard battery, standard home charger and standard SIM card.

Phone & Mobile Device Insurance | Metro by T-Mobile (3)

Enjoy next-business-day shipping

We know you need your device. We offer next-business-day shipment when available (at no additional cost) for claims approved before 8:30 p.m. ET.

Phone & Mobile Device Insurance | Metro by T-Mobile (4)

Accidental damage

Accidents happen and our device insurance covers most of them, including liquid damage.

Phone & Mobile Device Insurance | Metro by T-Mobile (5)

24/7 claims

Sometimes you need assistanceoutside business hours. Visitmymetroclaim.comany time,any day for help with filing andchecking the status of the claim.

Phone & Mobile Device Insurance | Metro by T-Mobile (6)

Device malfunctions

Includes mechanical or electrical breakdown-coverage after manufacturer warranty expires.

Phone & Mobile Device Insurance | Metro by T-Mobile (7)

Stay covered with mobile security

Safeguard your device against online threats, viruses, data loss and risky apps. McAfee® Security for Metro by T‑Mobile with ID Theft Protection can be added to your device at any time.

Phone & Mobile Device Insurance | Metro by T-Mobile (8)

Coverage for 10 devices

McAfee® Security for Metro by T‑Mobile with ID Theft Protection covers up to 10 smartphones, tablets, PC's and MAC's.

Phone & Mobile Device Insurance | Metro by T-Mobile (9)

Identity Theft Protection

Detects and resolves identity theft to protect you from fraud.

Phone & Mobile Device Insurance | Metro by T-Mobile (10)

Anti-theft & data protection

Track your lost device, sound an alarm, and lock and wipe your data remotely.

Phone & Mobile Device Insurance | Metro by T-Mobile (11)

Antivirus and web security

Protects against viruses and malicious codes, blocks risky sites, warns about data-stealing apps and quards against unsecured networks.

Phone & Mobile Device Insurance | Metro by T-Mobile (12)

True Key™ password management

Eliminate the hassle of remembering passwords with the True Key™ app.

Phone & Mobile Device Insurance | Metro by T-Mobile (13)

Enrolling is simple

You can get Premium Handset Protection®(PHP) for as low as $5 per month per device. It includes device insurance and mobile protection. You may enroll in either program separately.Enroll in our stores, within 30 days ofactivating you eligible device. The device will need to pass a visual mechanical inspection.

Pricing varies depending on area code and device tier.to view pricingand more details.

Find a store

Monthly cost per device.2

Devices Tier1
(Based on device value)
Tier
1 & 2
Tier
3 & 4
Tier
5 & 6
Premium Handset Protection
$5 $6 $12
PHP Device Insurance $2 $3 $9
McAfee® Security for
Metro® by T‑Mobile only
$3

Monthly cost per device for customers with a NY State area code.2

Devices Tier1
1 & 2 3 & 4 5/BYOD & 6
Monthly Cost per Device
PHP (Device Insurance
+ McAfee Mobile Security
$5 $6 $12
Device Insurance Only $2 $3 $9
McAfee® Mobile Security Only $3 $3 $3

1To find your device tier, please visit mymetroclaim.com and go to My Deductible. As your device depreciates, it may be classified under another tier and your deductible would be adjusted accordingly.

Find your nearest store to enroll

2You can enroll in PHP or PHP Device Insurance while making a qualified Metro by T-Mobile device purchase, finance, or activation. If you’d like to enroll after, or if you’re bringing your own device (BYOD), it must be within 30 days of your device activation and the device will need to pass a visual mechanical inspection at any Metro store. You can enroll in McAfee Security for Metro by T‑Mobile with ID Theft Protection anytime. Your monthly plan cost will be itemized separately on your statement.

For more program details clickhere

Frequently Asked Questions

How do I file a claim

This site is the easiest way to file your claim. Go to theHomepage and start at the"File, Continue and Track My Claim"section located at the right-hand side. You may also call Assurant at 1-800-316-2075 and a care specialist will help you through the process. You’ll need the following information:

  • Your mobile number, serial number or IMEI
  • Your device, make and model
  • Description of what happened to your device and date of incident
  • Contact info (we may ask for your government issued ID)
  • Your account PIN number or security question (for security purposes)
  • Payment method for deductible (can be paid by credit card/debit card/eCheck)

What if I can't find the serial number (IMEI) for my device?

Your 15-digit IMEI number is typically located underneath the battery but you can also check your device’s original packaging or purchase receipt. If your device is still working, dial *#06# to display the IMEI number. For some manufacturers it’s found in the settings. You can also call your mobile carrier to get it.

Where do I find my deductible?

Go to theMy Deductiblepage to learn about the deductible that applies to your device.

Contact Us

Contact Assurant – by phone, by email, by fax or through ourcontact us form– reach out to us!

What is McAfee Security for Metro by T-Mobile with ID Theft Protection?

The suite of McAfee products includes:

  • Anti-virus and data security protection for up to 10 devices with the McAfee Security for Metro app.
  • Premium password management with the True Key ™ app.
  • Identity Theft Protection with cyber monitoring, 24/7 live assistance for lost wallet coverage, identity fraud support and more.

What potential threats does McAfee Security for Metro by T-Mobile protect against?

We’re here to help – by phone, by email, by fax or through our contact us form – reach out to us!

  • Keep your identity and devices secure against the latest viruses, malware, and online threats.
  • Ensure apps aren’t more intrusive than expected.
  • Check for URL, developer reputation and risky app sources.
  • Remove risky apps with one-tap uninstall.
  • Get warned when apps are stealing your data and easily quarantine bad apps.
  • Block infected and phishing websites.
  • Be warned of unsecured Wi-Fi connections and hotspots.
  • ID Protection has proprietary technology that scans online black markets and alerts you when your personal or financial info is at risk.
  • Cyber Monitoring analyzes millions of data points in real time to alert you if your data is being misused.
  • Lost Wallet helps you cancel and reissue wallet contents like ID, credit cards, medical cards and more if you lose your wallet.
  • ID Restoration Service: Dedicated agents provide guidance and can even act on your behalf to help you restore your identity if it’s stolen.

How do I activate or register McAfee Security for Metro?

  1. Follow the link for the McAfee Security for Metro app from the text message you received or download it directly from the app store.
  2. To download the latest version of the McAfee Security for Metro app,click hereor visit the Google Play™ store or App® Store.
  3. Create an account with your mobile number and email address.
  4. Turn on the requested permissions.
  5. Click “Set up” on the home screen to enable your premium features.

Visit mymetroclaim.com and select"Program Info" tab.

The cost of PHP is made up of the cost of PHP Device Insurance, which varies by device tier, and $3 for McAfee® Security for Metro by T-Mobile with ID Theft Protection. You may purchase either device insurance or mobile security separately. Premium Handset Protection and the PHP Device Insurance plans must be purchased within 30 days from the date of the activation of your new device. You can enroll in McAfee Security for Metro by T‑Mobile with ID Theft Protection anytime. Your monthly plan cost will be itemized separately on your statement.

McAfee Security for Metro by T‑Mobile with ID Theft Protection is subject to McAfee’s Terms & Privacy and is for personal use on supported devices. Not all features are available for all operating systems. See which devices are supported by visiting System Requirements atmcafee.com/systemrequirements. For more information, visit

mcafee.com/metrobyt-mobile.

Your plan keeps you connected and protected, but it’s optional. You’re not required to obtain insurance in order to purchase services or devices and you may cancel at any time.

Certain claims limits and exclusions apply.Click herefor more information.

Phone & Mobile Device Insurance | Metro by T-Mobile (2024)

FAQs

Can I get insurance on my T-Mobile phone? ›

You can add Protection<360> while making a qualified T-Mobile device activation and/or purchase and lease or finance a new device. We recommend protecting your phone or device at the time of purchase, but if you prefer to add Protection<360> afterward, it must be within 30 days of your transaction.

Does T-Mobile give you a replacement phone? ›

But, we don't want you to be stuck with a broken phone, so you have two options to replace or repair your damaged device: If you have Protection<360>, you may submit a claim to repair your damaged device. If you have other Device Protection, you may place a claim to replace your damaged device. If you're a JUMP!

Which of these is included in T-Mobile basic device protection? ›

Basic protection benefits

Coverage for accidental damage, loss, and theft. Coverage for hardware service issues (mechanical breakdown). Screen repair is available through Assurant's Repair Network.

What does your phone insurance cover? ›

Key Points. With cell phone insurance, your insurer agrees to pay for damage to your device in exchange for a monthly premium. Cell phone insurance typically covers loss, theft, damage and mechanical failure. Devices are getting more and more expensive, so cell phone insurance may be worth it for many people.

What is not covered in Mobile insurance? ›

Any deliberate attempt to damage the phone or malicious intent, leading to a loss or damage to the mobile phone is also not included.

How much is insurance on a mobile phone? ›

How much does it cost?
Gadget ModelMonthly AverageAnnual Average
iPhone 14 128GB£6.72£70.97
Google Pixel 8 Pro 128GB£7.66£80.72
Google Pixel 8 128GB£6.75£71.05
Samsung Galaxy S23 Ultra 256GB£9.92£101.94
6 more rows

How can I get a free replacement phone from T-Mobile? ›

Online claim in your T-Mobile Account
  1. Log in to your T-Mobile account using a web browser.
  2. Select Account and choose the line you're filing a claim on.
  3. Select File a claim or File damage claim or Report lost or stolen. ...
  4. Once you confirm the selection, you'll be redirected to the claims website at mytmoclaim.com.

Will T-Mobile give me a new phone if mine is broken? ›

If you have device protection, ​get a replacement. If you do not have device protection: You can use an extra T-Mobile phone or other compatible device with your service. We can help you replace your device with a new one.

How long does it take for T-Mobile to replace a phone? ›

Once a claim is approved, your replacement device will be shipped overnight, at no charge where available, for delivery within one to two business days. If you provided your email address when filing your claim, you'll get an email with tracking info alerting you that the device has been shipped.

How much is the deductible for phone insurance? ›

Plus you'll get a 5% discount when you buy your policy through Progressive. Keep in mind, most cell phone insurance deductibles range from $50 to $200 but can vary based on your phone's brand, model, and age, and your coverage amount and plan terms.

What does device coverage mean? ›

Total Equipment Coverage can help you repair or replace your device if it's ever lost, stolen, damaged or defective after the manufacturer's warranty expires. Learn what's covered and how to get it. How much does Total Equipment Coverage cost, and what's my deductible?

Does T-Mobile insurance cover stolen phones? ›

T-Mobile does offer insurance plans that can provide coverage for lost, stolen, or damaged phones. These plans are typically provided through a partnership with Assurant or another insurance provider.

Is it worth paying for insurance on your cell phone? ›

For the majority of people, it is. Most plans can come in handy if your device breaks, gets lost, or is stolen. They can help you avoid paying the full price of a replacement and protect you from accidents related to liquid damage and cracked screens. Plus, they give you peace of mind.

Which company is best for mobile insurance? ›

Compare the Best Cellphone Insurance
CompanyDeductibleTypes of Phones Covered
SquareTrade Best for Families$149Various
AppleCare+ Best for iPhones$29 to $149iPhones
Samsung Care+ Best for Samsung Phones$0 to $199Samsung
Asurion Best for Easy Claims$29 to $499Various
2 more rows

What is not covered by Asurion? ›

Please also back up and unlock your phone. Asurion is not responsible for lost photos, contacts, or data.

Who is T-Mobile's phone insurance through? ›

Effective November 1st , 2021, T-Mobile's device protection plan provided by Assurant, Protection <360>® (P <360>), will be getting an upgrade.

How can I get better coverage on T-Mobile? ›

Set up a signal booster

The device includes a window unit, which receives T-Mobile signal (minimum of 1 bar 3G, 4G, or 4G LTE), and a separate coverage unit, which rebroadcasts the signal in your home. Receives T-Mobile 3G, 4G, or 4G LTE signal from outside, and sends it to the coverage unit.

Can I use a T-Mobile phone for assurance wireless? ›

Yes, Assurance Wireless is on the T-Mobile network.

Top Articles
Latest Posts
Article information

Author: Annamae Dooley

Last Updated:

Views: 6665

Rating: 4.4 / 5 (45 voted)

Reviews: 92% of readers found this page helpful

Author information

Name: Annamae Dooley

Birthday: 2001-07-26

Address: 9687 Tambra Meadow, Bradleyhaven, TN 53219

Phone: +9316045904039

Job: Future Coordinator

Hobby: Archery, Couponing, Poi, Kite flying, Knitting, Rappelling, Baseball

Introduction: My name is Annamae Dooley, I am a witty, quaint, lovely, clever, rich, sparkling, powerful person who loves writing and wants to share my knowledge and understanding with you.